John R. Hart
John Hart is Vice Chairman of New York Private Bank & Trust Company. He has over 30 years of experience in banking sector, primarily in Investments and Private Wealth Management. For the last 23 years, Mr. Hart has been responsible for the Capital Markets and Banking Divisions of Emigrant Bank. He also serves as a Director of Emigrant Mortgage Company, Inc., Emigrant Funding Corporation, Emigrant Agency Inc. and Independent Means, Inc. Prior to New York Private Bank & Trust, he was a Senior Director of Capital Markets for 9 years at Meritor Savings Bank.
Mr. Hart is deeply involved in his community. He serves on the Advisory Board of the Bowery Mission in New York City, on the Board of Governors of Opportunity International, as a Director for the Tanenbaum Center for Interreligious Understanding and co-Chairs the New York Advisory Board of St. Joseph’s University. He is a past Chairman of the Board of Hope Church in Wilton, Connecticut and of the Christian Heritage School in Trumbull, Connecticut.
Mr. Hart received his MBA in Finance and Banking from Saint Joseph’s University and a BA in Accounting from Pennsylvania State University.
George J. Dickson
George J. Dickson, Jr. is Executive Vice President of New York Private Bank & Trust. Mr. Dickson has been an executive officer of Emigrant Bank since 1988. He is a founding member of the Bank’s Asset/Liability Committee, managing and advising nearly $5 billion of mortgage back securities, corporate bonds, preferred stocks, U.S. Government Securities, and municipal bonds.
Mr. Dickson also advises separately managed fixed-income accounts for New York Private Bank & Trust clients. He created and managed the NYPB&T Municipal Liquidity Fund (MF-1 LP), a special purpose hedge fund designed to capitalize on unique opportunities that arose during the financial crisis. Over the last 24 years, he has been integrally involved with all of the Bank’s Capital Markets initiatives, ranging from operating the wholesale money market desk to the highly successful GNMA MBS, municipal bond, and residential whole loan trading programs.
Mr. Dickson’s civic and charitable interests include The Rose Valley Museum & Historical Society, The American Heart Association, and Saint John Chrysostom Parish Outreach. Prior to joining Emigrant Bank, he was an Investment Strategist at Meritor (PSFS) Savings Bank in Philadelphia. Mr. Dickson holds a B.S. degree from Drexel University, with a dual major in Finance and Economics, and an M.S. from the University of Pennsylvania.
P. Christopher Cieszko
Chris Cieszko is a Managing Director at New York Private Bank & Trust Company. His primary responsibilities include client relationship management and new business development. He possesses over 25 years of experience in the banking and financial services industry. Prior to joining New York Private Bank & Trust Company, Mr. Cieszko was the Market President for San Diego Private Bank in San Diego, California. In this capacity, he was responsible for the successful establishment and expansion of a “de novo” Private Bank.
Before his move to San Diego, Mr. Cieszko was a Senior Vice President and Private Banker with U.S. Trust Company. His responsibilities included relationship management, business development and loan structuring/negotiations. He started with U.S. Trust Company in their New York headquarters’ office in 1993. In 1998, he relocated to Portland, Oregon to establish the company’s Private Banking office and in 1999 moved to Los Angeles to spearhead the development of the Southern California market for U.S. Trust. He has also worked for Manufacturers Hanover Trust Company and Chemical Bank in New York from 1985 to 1993.
Mr. Cieszko attended Wake Forest University and is a graduate of William Paterson College. He is a member of Rotary International, Legatus and is on the Advisory Board of the Jewish Community Foundation of San Diego. He coaches little league baseball, softball and AYSO soccer. He is also an avid skier.
Andrew E. Randall
Prior to being named Managing Director of New York Private Bank & Trust in Cleveland, Andrew E. (Andy) Randall was President of TriState Capital’s Ohio operation, and before that spent ten years with U.S. Bank in Cleveland and Milwaukee. During his career there, he served as the Executive Vice President and Chairman of northern and central Ohio, and as the President of the Wisconsin bank with $18 billion in total assets and 5,500 employees. Andy was responsible for commercial banking activities including consumer banking, private banking, commercial real estate, asset management, and treasury management.
Prior to that he spent 20 years with Bank of America. Andy worked in New York, Mexico, Singapore, Hong Kong and San Francisco. He served as the Director of Treasury Management and Senior Vice President during his last few years with the bank, and he was responsible for generating annual revenues of $200 million.
Andy has a number of civic interests, which include board involvement in the Rock and Roll Hall of Fame and Museum, Hiram College, Cleveland Clinic’s Children’s Hospital, United Way, as well as several other organizations. A graduate of Bradley University with a B.S. in Business Management, Andy earned his M.B.A. in Finance from Syracuse University.
Carmen Villa is a Vice President and Director of Operations at New York Private Bank & Trust Company. Ms. Villa manages the client services and operations team that oversees all client activity. Her duties include client onboarding and due diligence, regulatory compliance, and supervision of daily account activity to ensure optimal client satisfaction. Prior to joining New York Private Bank & Trust Company in 2006, Ms. Villa was a custody officer at The Bank of New York where she was responsible for overseeing $740 million in client account assets. She began her career at JP Morgan Chase in 1994, and spent seven years as a custody and banking officer in the Private Banking Group – Wealth Management Division. Ms. Villa holds a B.S. degree in Material Science & Metallurgy from Polytechnic Institute in Bucharest, Romania.
Emma Zhiyu Liao
Emma Zhiyu Liao is the Director of International Clients at New York Private Bank & Trust Company. Her primary responsibilities include marketing, new business development, and international client relationships. Ms. Liao is a doctoral candidate at Columbia University. Her research involves the application of innovated technology to knowledge acquisition and collaboration in education, marketing, and enterprise environments. Prior to joining NYPB&T, Ms. Liao was a consultant for a fixed income hedge fund, and an international strategy consultant for leading Chinese IT companies. She has also been a research fellow at Xerox Innovation Group and a business development executive at Baidu (BIDU). Ms. Liao holds a BS in Management Information Systems and received her MBA in Technology Management and Finance at Rochester Institute of Technology. She also holds a Master’s Degree in Instructional Technology and Media from Columbia University.